Machinery Breakdown

Any machine successfully tested and commissioned for normal production is covered under the Machinery Breakdown Policy against sudden and unforeseen breakdown.

The cover also extends for these machines during operation or at rest or being dismantled for the purpose of cleaning or overhauling within the premises or during subsequent re-erection.


Faulty material, defects in casting, faulty construction, faulty design, cracking or overheating of parts, short circuits and electrical burnouts, faulty erection, explosion, tearing apart on account of centrifugal forces, failure of operation of safety devices.

Lack of skill, carelessness, sabotage, falling bodies, electrical over pressure, failure of other machinery connected with it, entry of foreign objects.

Electronic Insurance

Electronic equipment’s are exposed to risks of unforeseen and sudden causes resulting in loss or damage.
The various types of electronic equipment’s that can be covered are as follows:

  • Computers.
  • Micro processors.
  • Audio-visual equipment’s.
  • Telecommunication equipment’s.
  • Elector-medical installations.
  • Material testing and research equipment.
  • Other office equipment’s like calculators, duplicating machines, scanning machines.

Boiler Insurance

Boiler insurance (Boiler cover) is a type of insurance that covers repairs and in some cases the replacement of a home boiler. It can also cover other parts of the central heating system and even plumbing and electrics.


Damage (other than by fire) to any boiler or pressure vessel described in the Schedule and to other property of the Insured.

Liability of the Insured at law on account of fatal or non-fatal injuries to any persons other than the Insured’s own employees or workmen or members of the Insured’s family, caused by and solely due to explosion or collapse as hereinafter defined of any boiler or pressure vessel.

Erection All Risk

Erection All Risk Insurance offers comprehensive and adequate protection during the period and stages of erection of the machinery, plant and steel structures of any kind as well as third party claims in respect of property damage or bodily injury arising in connection with the execution of an erection project.

Contractor All Risk

Contractor’s All Risks Insurance

Contractor All Risks Insurance offers comprehensive and adequate protection against loss or damage in respect to contract works of civil engineering projects, construction plant and equipment and construction machinery as well as third party claims in respect of property damage or bodily injury arising in connection with the execution of a construction project.

Contractor’s Plant and Machinery Insurance

This policy is developed for the contractors. It offers comprehensive insurance to contractor’s plant and machinery on an annual basis. It offers loss or damage occurring at work, at rest or during maintenance or during the transit of equipment and is not limited to a specific construction site.